The Max Raise Calculator is a free tool that gives you an initial estimate of how much debt you can expect to raise
What is the Max Raise Calculator?
The Max Raise Calculator is a free tool available on Hum’s web site. By inputting financial metrics into the Max Raise Calculator, companies can get an estimate of how much debt they could expect to raise. In many ways, it’s similar to consumer mortgage websites that ask information such as income, desired payoff timeline, etc. and then return to the consumer the types of mortgage loans he or she would qualify for.
Where can I find the Max Raise Calculator?
The Max Raise Calculator is located on this dedicated webpage .
Do I have to pay to use the Max Raise Calculator?
No, the Max Raise Calculator is a free tool.
Why does Hum Capital have the Max Raise Calculator?
Today, it can take a long time for a company to understand whether, and why, its capital raise expectations are realistic given their business performance
With the Max Raise Calculator, companies can see a rough estimate of much they can expect to raise based on their financial performance. With this information, companies can set their expectations accurately at the start of the fundraising process.
Companies can also use the tool to model different scenarios by changing the value of the various financial metrics to see how much the maximum expected loan value changes. With that ability, companies can better understand how different business metrics affect their maximum loan amount.
It is important to note that output of the Max Raise Calculator is an estimate of the maximum loan size a company can expect, and is not a guaranteed number.
What information is needed to use the Max Raise Calculator?
The Max Raise Calculator has seven required fields:
- Recurring or Non-recurring business model
- Annualized revenue
- Annualized EBITDA
- Receivables
- Inventory
- Outstanding debt
- Equity raised
After I fill out the required fields, what is the output from the Max Raise Calculator?
The Max Raise Calculator will provide the following output:
- Max new debt: the predicted highest amount of debt financing a company can raise in US dollars
- Which metric the “max new debt” is priced on:
- Revenue
- EBITDA
- Inventory
- Receivables
Is there a way I can get a better estimate of how much my debt capital my company could raise?
Once you have created your Hum Capital Intelligent Market (ICM) account, the best way to get the best estimate of how much debt capital you can raise is by connecting your financial systems to ICM. By connecting your financial systems, Hum Capital’s ICM analyzes your business performance and gives you an accurate view of your business as investors will see it. You can then work closely with a Hum Capital expert to go over this information and provide you with the information you need to better estimate how much debt capital you can expect.
For more information on the benefits of connecting your financial systems to Hum’s ICM, please reference this article.
Who can I contact if I have any further questions?
For any further questions, please contact support@humcapital.com.